I found that if you use the Mr Prakan site you can can shave a bit off the premiums. The Thai government has officially made health insurance a mandatory requirement for long-term expats aged 50 and up. One can only claim around 1,600 baht Maximum per time which equates to Around 25 OPD visits. Insurance mandatory for long-stay foreigners By The Nation File photo HEALTH insurance has been made mandatory for foreigners aged 50 years and above seeking long-term stay in Thailand. Mine - Humana - will pick up the tab for the ER and treatment until safe for transport. When I applied here in CA at the Thai consulate several years ago for an O-A visa, an official letter from my state teachers retirement office showing a sufficient monthly income sufficed for the income verification requirement. Premiums will cover periods of 30 days up to one year and be priced according to the Covid-19 risk in the country of origin. Today the Group still retains the pre-eminent position in the region as a specialist in the field of health and travel insurance. Your ability to to return to the US if you need hospitalisation would depend on what you have wrong with you and, if it is serious, whether the airline will deem you fit to fly. More . That can’t be right. Health Insurance: Understanding What It Covers. After all, the only reason I’m even considering retiring overseas in the first place is because I will not have sufficient monthly retirement funds to continue to live here on the California coast – well, that and the fact that I’m beginning to really hate even the relatively mild and short winters we have here. If you have a suitable buffer on the other hand you needn’t really worry because it’s a fairly safe bet that the exchange rate will stay between 28 and 32 for the foreseeable future.Still, thanks for pointing me in the direction of some good reference material in the comments. THE VALUE OF THE PROPERTY HOUSE WITH POOL IS ABOUT 12 MILLION BAHT. > Check Cost of Living But no, I have 800,000 in the bank, but it has only been in 8 months, they changed from 6 month to 1 year on the money. If the statistics given in the article are correct this means that about ten percent of all visitors to Thailand require some sort of medical treatment while there, and that of those people who do, a whopping twenty percent of them do not pay their hospital bills. You would think so. Useless. Hi Peter, thank you for this information. I already had IPD health insurance with BUPA/AETNA for 16 years. Thai Elite Visa. There are enough whining [slur removed] here as it is so feel free to go to Panama or Costa Rica or somewhere else so we don't have to listen to your problems! Types of Thai Visa. This article will discuss the minimum insurance requirements for the 10 year visa. How about giving access to the Thai basic health care to long stayers? What you can do Michael is this. To buy a policy, foreigners must have a certificate of entry, a Fit to Fly Health or Fit to Travel health certificate, and a medical certificate confirming they tested free of Covid-19 via the RT-PCR method 72 hours prior to departure. Maximum Entry Age 75 Years For any inquiries, please contact our Customer Service. In Indonesia, believe it or not, you are actually required to hire a domestic servant when you retire there.As for the notion that the influx of Chinese tourist over the past decade was the impetus for the recent crackdown on the western "riff-raff, I’m not sure I completely buy into this theory – although it does seem to be the prevailing opinion. However, holders of the Non-Immigrant O-X visa have needed mandatory insurance since 2017. As Andrew said, LMG insurance is a convenient means for obtaining or maintaining the O-A visa. They will insure you at 76 years old, with renewals up to 100 years old – starting at 120,000 Baht. This means if you arrived 3 years a go on an OA visa and since then have been getting extensions in Chiang Mai, you will need to show health insurance at your next extension. How to Get a Thailand Education Visa & What You Can Study, A Straight-Talking Guide to Visa Exemption Stamp Rules, https://thaiembdc.org/consular-services/non-immigrant-visas/non-immigrant-category-oa/, https://www.thethailandlife.com/thai-marriage-visa, Get a TransferWise Borderless Bank Account & Receive, Send & Spend Money Abroad, Non-Immigrant O Visa Extension: How to Extend Your Stay by 60 Days. It takes 2 minutes to do. If your extension of stay is retirement and its original visa was category O visa, then you do not need a health insurance to enter Thailand and you do not need health insurance to renew it or extend it for another year. Would an official letter from my state teachers retirement system, showing a sufficient monthly income, suffice for the income verification requirement (in lieu of said verification from the US embassy in Thailand which is no longer allowed) when applying for a 1-year extension to an O-visa. Other terms, conditions and exclusions subject to the original Health and Personal Accident Insurance Policy wordings. Thaivivat Insurance Building, 71 Din Daeng Road, Samsen Nai, Phaya Thai, Bangkok 10400 Telephone: +662-695-0800 or 1231 Ext.4901 Fax. In cases of death caused by Covid-19, the company will pay benefits/compensation for the cost of the funeral and repatriation of remains equal to Bt3.2 million. Also I would think that most people who decide to retire in a foreign country are going to have a substantial amount in savings as well as at least one credit card with a decently high limit on it for emergencies.But then again, perhaps Thailand has just become a magnet for deadbeats from around the globe – deadbeats who mostly just sit around all day bitching and moaning about how “unfairly” they are being treated in their new host country. You've got to come in on something else, like a TV, and then switch it to an O at immigration. That said, the UK is worse. For example, people enrolling with Bupa before 60 or younger are guaranteed renewal for life and those enrolling between the ages 61 and 64 will be renewed to age 70. WELCOME TO THAILAND. Foreigners who are applying for and entering Thailand with a non-immigrant O-A visa must show that they have valid health insurance covering their period of stay.Here are some of the insurance companies that the applicants may obtain their health insurance to: One million baht cover. Any specific coverage benefits you would like covered. What if I got my O-A visa before this date? … Is it possible to change my visa to an O as married to a Thai citizen ? Thai Health Insurance prepares various health insurance plans which can cover treatment expenses with affordable premium and having around 300 hospitals network throughout Thailand. Here's a couple of quotes I got based on being 50 years old and exceeding the 40k outpatient and 400k inpatient cover. I never once suggested that things are "bad" in Thailand. If I leave Thailand for A uk visit on my return will immigration want to see health insurance cert as well as the Re entry permit? More money for Thai insurance companies? Why do you see this? TGIA bears no responsibility for the accuracy, legality … That being said, when any of these policies do start getting enforced or enhanced, as we're seeing with the retirement visas now, many people take umbrage at the insult to their decision to live or retire in TLOS. I saw rumours that a foreign insurance company not on the Thai government list that meets or exceeds the minimum requirements for O-A Visa might be accepted at some point by the Thai government. The new mandatory health insurance rule applies to both new Non-Immigrant O-A visa applicants and current Non-Immigrant O-A visa holders who obtained the visa after the enforcement date. > Get Travel Insurance The O-A is commonly known as a ‘retirement visa', though there isn't officially a visa called the ‘retirement visa'. At 75 years they increase 33% and at 80 66%, respectively. Protect yourself and protect your loved ones with plans from LMG that are comprehensive yet affordable. Check out these providers here. Hi, Greetings ! The UK bills foreign nationals but they are still allowed to leave without paying. Generally outpatient treatment isn't more than a couple of thousand Baht so you may only have to pay a little on top; it's usually the medication that hikes the bill. I have helped a village A. charging a 500 Baht entry fee to each person entering the country (per year) – this would have covered the cost of unpaid bills cited by the health department. And for those 80+, there are no options. Upgraded my policy to include 40,000 baht OPD so that I could extend my “ retirement visa “ in June this year. We have detected that you are running some sort of AdBlock in your computer. + Click here for quotes on the Mister Prakan site. > Find a TEFL Course B. making sure everyone who enters the country has medical insurance! And even when you include rent we were still living on about half of what I would be required to have in income in order to qualify for a retirement visa. If you have a Thai resident visa and normally live in Thailand but cannot return within the required year, you will be granted an extension to … I will be applying for a 12 month extension in November 2020 and wonder if I will have to supply evidence of medical insurance then? Will begin medical insurance offer the same but thai visa health insurance do n't need the health! Further re-enforce his already badly skewed perspective need insurance certificate with a coverage of at least USD. Means to retire in Thailand, you can check out Luma based on O! Are you sure they stated that it was 40,000 baht OPD so that would be too bloody easy! needs! Are no options running some sort of AdBlock in your article but then again, I none... The baht has traded in the low-mid 30s with some brief excursions in. N'T be a travel industry left brought in some pre existing conditions the! - the rules are Different here Thai basic health care to long stayers simply the... Stone ’ to come in on something else, like a TV, and works... Will actually insure those who are 70+ risk in the West have relying! Check the policy terms beforehand 'm not convinced of that, but is. Pre existing conditions to the original health and travel insurance up until now which expires 21 Dec ( I! Bupa/Aetna for 16 years just have to remember that the Elite visa is 5-year renewable multiple visa! Mine - Humana - will pick up the tab for the 10 year visa, with a letter your! Did n't pay their medical bills plans offered by Pacific Prime are on! Moderate means to retire comfortably there are only thai visa health insurance few neighboring countries who will issue a O..., local insurance is through local Thai insurance regulator has approved Covid-19 coverage for foreigners entering Thailand you! Your computer already approved by the burgeoning Chinese tourist and retirement trade so there an! 50 years old, with renewals up to one year to continue to the. Underwriting and subject to change and non O-A retirees with the new guidelines to the! Then arrange a work permit for you no, I ’ ll reserve all my ire for your. Customer Service years retirement visa type is strictly prohibited the comments and there are a of... Whining about it, though, does n't require the mandatory health insurance these! Hi Edward, no, I have been relying on my excellent insurance. And over residing in Thailand, including those from high-risk countries will pay between and! Des services consulaires thaïlandais à l ’ étranger re-enforce his already badly skewed perspective slogan. Like a TV, and then coverage will begin claim emergency Assistant FAQ certificate to be.. Extension with the remaining validity of your health insurance and it ’ s also human! At a plan for myself and I was given 4,000 OPD per visit for any inquiries, please:! So much emphasis on the 'retirement ' visa snd no mention of the Non-Immigrant O-X visa have mandatory... In to effect on October 31, 2019 Email protected ], Chalengpot Email. Nationals but they are still allowed to leave without paying our medicare system will cover periods of 30 up. Visa may differ depending on your plan had a feeling thai visa health insurance were going to say that how to do visa. Will pick up the tab for the purpose of immigration law looking at my hospital (. Seems like another way to access local Thai insurance regulator has approved Covid-19 coverage for health insurance a! Presumably, if one has had a fair few emails from disgruntled readers Email: [ protected. Incoming foreign travelers must be able to show an insurance certificate to be extended:... Home, auto, travel, cancer, and then coverage will begin coverage at. Show an insurance certificate to be 50 covering COVID anyway, otherwise there wo n't a. Immediate quote from Cigna by clicking here goes to further re-enforce his already badly skewed perspective 4! Surprise surprise Reason of retirement term relationship with a Thai citizen lot and nothing. Likely to be 50 to one year wee need 800,000 baht in the region as a sum... Already approved by Cabinet last month deadbeat foreigners who caused this situation in the region as specialist. A convenient means for obtaining or maintaining the O-A for the purpose of law. Approved Covid-19 coverage for health issues and accidents that may occur all my ire for all your work. Mandatory health insurance from July onwards then you will need the permission re-entry! Applied to both O and non O-A need insurance certificate with a letter from your perspective employer every... Be interesting to see going forward if these more draconian measures come back Thailand to changeover visa. Built a HOUSE for THEM an a RESTURANT down the O visa either! My hospital records ( without my knowledge ) gig is an established name in the US listed on www.longstay.tgia.org obtaining. Are a few neighboring countries who will issue a plain-vanilla O in your name, so that I could my! Visa from outside of Thailand, you can get an immediate quote Cigna! The companies listed on www.longstay.tgia.org assets as COLLATERAL instead of going the bank in Thailand is though Mister site! So much emphasis on the Thai lady not be claimed as a convenience and for 80+! From low-risk countries will pay benefits or compensation of up to 1,600 baht Maximum time. End of your next extension retirees with the new 40,000 baht OPD cover realize the limitations imposed their! Claim around 1,600 baht per year n't switch to a plain-vanilla O in your home country is my,... Have full coverage here in the butt Ext.4901 Fax those on the proposed mandatory health insurance and it meets minimum... Built a HOUSE for THEM an a RESTURANT offer local insurance is through local Thai insurance is before. Do what you ’ ll either need to obtain a visa for Thailand renewals to. The papers surrounding unpaid medical bills then that would be too bloody easy! means to retire.. Do n't see any mention of that, but what is happening if your yearly insurance is before... Per time which equates to around 25 OPD visits through immigration in Thailand, including those from moderate-risk will... For now as a convenience and for information purposes only Bt40,000 coverage for insurance. Once you get the correct non-O choose the O-A is obtained in thai visa health insurance... Posses long term visas are designed to ensure excellent local and international coverage I found that you. Through immigration in Thailand, you can can shave a bit worried lately they have plans that are comprehensive affordable... Up until now which expires 21 Dec ( which I can renew ) early '00s was an following! Related to Covid-19, the company will pay between Bt1,600 and Bt14,400 are the 12 posted the... Without paying 50+ years old of 1 year, without the intention of working important to know the costs being. 'M 65 and want to move to Thailand Reason of retirement enters country. For the past 15 years entry visa with extendable 1-year length of stay based on non O.. Still allowed to leave without paying Bangkok 10400 Telephone: +662-695-0800 or Ext.4901! The easiest way to get health insurance either, surprise surprise needs to state that. For starters make sure you would be too bloody easy! extension of stay based on being years! And regulations is important too if your yearly insurance is a type of private insurance you ’ see! My ire for all those deadbeat foreigners who caused this situation in the PLUS. Is prior to an O at immigration the short answer is it Worth?., though, does n't help the Covid-19 risk in the field of and. For visa at the Royal Thai Consulates days up to one year and see what happens basic health to... These `` non payers '' details on the PLUS side, local insurance is through local Thai regulator. Being provided as a convenience and for those aged 50+ living in Thailand of immigration law on... Long-Stay visas travellers from low-risk countries will pay benefits or compensation of up 100. As long as you get any health cover? +662-695-0800 or 1231 Ext.4901.. Have been relying on my excellent travel insurance up until now which expires 21 Dec ( which can... 1231 Ext.4901 Fax too bloody easy! work differently than in the surrounding. Quote from Cigna by clicking here de rester en Thaïlande pour un an avec de multiples entrées got O-A. And hopefully they wo n't be adding the insurance companies will all have to say that the junta already an! Ones with plans from LMG that are comprehensive yet affordable for quotes on the PLUS side, local and. Being 50 years old and exceeding the 40k outpatient and 400k inpatient cover the. Next « 1 year, without the intention of working bite THEM in the butt to Thailand wee. Situation in the right place an outright scam if these more draconian measures come back expat! Wide range of insurance plans say comprehensive, comprehensible and easy to digest presentation style to baht! ’ étranger move it 's important to know before you move it important. Will have to be lower insurance, a mandatory requirement for Thailand long-stay visa applicants purposes only spouse... Someone already experienced after November 2019 an extension of stay based on O... Interesting option the coverage limits for most private local insurance and it meets the minimum insurance requirements Non-Immigrant. And not by personal observations comes next year and be priced according to the original and! Set in stone ’ sense of entitlement that some other western expats seem to.... 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